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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,899 | $160,070-76.9% | $147,117-74.9% | $145,897-74.7% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 20.31% | 98.69%-78.4pp | 420.54%-400.2pp | 552.29%-532.0pp |
| Employer contribution / active EE | $3,613 | $5,285-31.6% | $4,932-26.8% | $4,663-22.5% |
| Participant deferral / active EE | $6,060 | $8,419-28.0% | $8,065-24.9% | $6,689-9.4% |
| Admin fee / account holder | $2,199 | $15,035-85.4% | $12,993-83.1% | $13,390-83.6% |