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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,067 | $106,247-35.9% | $96,515-29.5% | $139,466-51.2% |
| Participation rate | 29.2% | 77.8%-48.7pp | 74.3%-45.2pp | 80.3%-51.2pp |
| Annual return | 54.52% | 38.47%+16.1pp | 35.73%+18.8pp | 373.66%-319.1pp |
| Employer contribution / active EE | $1,470 | $4,106-64.2% | $3,740-60.7% | $4,754-69.1% |
| Participant deferral / active EE | $3,125 | $5,456-42.7% | $4,880-36.0% | $6,712-53.4% |
| Admin fee / account holder | $1,897 | $7,885-75.9% | $6,735-71.8% | $11,409-83.4% |