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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,971 | $81,504-58.3% | $102,437-66.8% | $80,959-58.0% |
| Participation rate | 59.5% | 66.9%-7.4pp | 74.5%-15.0pp | 67.7%-8.2pp |
| Annual return | 10.01% | 25.60%-15.6pp | 24.95%-14.9pp | 35.67%-25.7pp |
| Employer contribution / active EE | $1,907 | $3,104-38.6% | $3,871-50.7% | $2,757-30.8% |
| Participant deferral / active EE | $3,908 | $3,871+1.0% | $5,060-22.8% | $4,300-9.1% |
| Admin fee / account holder | $224 | $6,719-96.7% | $8,388-97.3% | $6,925-96.8% |