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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,457 | $183,516-75.8% | $155,534-71.4% | $145,884-69.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.61% | 61.43%-54.8pp | 64.92%-58.3pp | 551.85%-545.2pp |
| Employer contribution / active EE | $6,657 | $5,315+25.3% | $4,675+42.4% | $4,662+42.8% |
| Participant deferral / active EE | $3,813 | $6,467-41.0% | $5,630-32.3% | $6,690-43.0% |
| Admin fee / account holder | $883 | $19,293-95.4% | $15,900-94.4% | $13,392-93.4% |