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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,786 | $116,434-83.9% | $65,583-71.4% | $139,487-86.5% |
| Participation rate | 35.0% | 67.9%-32.9pp | 65.0%-30.0pp | 80.3%-45.3pp |
| Annual return | 26.66% | 31.34%-4.7pp | 47.46%-20.8pp | 373.84%-347.2pp |
| Employer contribution / active EE | $905 | $2,602-65.2% | $1,692-46.5% | $4,755-81.0% |
| Participant deferral / active EE | $3,632 | $4,245-14.4% | $2,833+28.2% | $6,713-45.9% |
| Admin fee / account holder | $937 | $6,696-86.0% | $4,112-77.2% | $11,407-91.8% |