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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,216 | $55,930-96.0% | $76,089-97.1% | $80,925-97.3% |
| Participation rate | 83.8% | 62.1%+21.7pp | 69.1%+14.7pp | 67.7%+16.1pp |
| Annual return | 19.64% | 20.58%-0.9pp | 360.94%-341.3pp | 35.65%-16.0pp |
| Employer contribution / active EE | $803 | $1,866-57.0% | $2,690-70.2% | $2,756-70.9% |
| Participant deferral / active EE | $1,364 | $3,051-55.3% | $4,259-68.0% | $4,299-68.3% |
| Admin fee / account holder | $183 | $5,241-96.5% | $6,418-97.1% | $6,940-97.4% |