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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,041 | $76,608+162.4% | $56,077+258.5% | $145,877+37.8% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 11.65% | 3009.59%-2997.9pp | 1709.28%-1697.6pp | 551.28%-539.6pp |
| Employer contribution / active EE | $1,810 | $1,382+31.0% | $1,040+74.0% | $4,663-61.2% |
| Participant deferral / active EE | $25,250 | $2,624+862.2% | $1,954+1192.2% | $6,691+277.4% |
| Admin fee / account holder | $955 | $3,325-71.3% | $2,825-66.2% | $13,402-92.9% |