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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,893 | $81,763-92.8% | $58,561-89.9% | $139,466-95.8% |
| Participation rate | 14.3% | 61.3%-47.1pp | 50.9%-36.6pp | 80.3%-66.0pp |
| Annual return | 14.37% | 7427.77%-7413.4pp | 4251.33%-4237.0pp | 373.66%-359.3pp |
| Employer contribution / active EE | $107 | $1,398-92.4% | $1,053-89.9% | $4,754-97.8% |
| Participant deferral / active EE | $127 | $2,555-95.0% | $1,923-93.4% | $6,712-98.1% |
| Admin fee / account holder | $565 | $3,273-82.7% | $2,520-77.6% | $11,409-95.0% |