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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,907 | $167,533-61.3% | $151,645-57.2% | $134,545-51.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -23.39% | 7.81%-31.2pp | 3.34%-26.7pp | 418.37%-441.8pp |
| Employer contribution / active EE | $7,204 | $6,828+5.5% | $6,165+16.9% | $4,742+51.9% |
| Participant deferral / active EE | $8,526 | $8,985-5.1% | $8,363+2.0% | $6,401+33.2% |
| Admin fee / account holder | $1,769 | $13,781-87.2% | $11,614-84.8% | $11,431-84.5% |