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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,608 | $90,614-91.6% | $76,089-90.0% | $145,877-94.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 15.53% | 623.80%-608.3pp | 360.94%-345.4pp | 551.28%-535.8pp |
| Employer contribution / active EE | $1,501 | $3,324-54.9% | $2,690-44.2% | $4,663-67.8% |
| Participant deferral / active EE | $2,444 | $5,168-52.7% | $4,259-42.6% | $6,691-63.5% |
| Admin fee / account holder | $381 | $8,376-95.5% | $6,418-94.1% | $13,402-97.2% |