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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,698 | $111,535-58.1% | $105,223-55.6% | $137,256-66.0% |
| Participation rate | 33.3% | 78.1%-44.8pp | 75.0%-41.7pp | 80.0%-46.6pp |
| Annual return | 24.15% | 237.85%-213.7pp | 180.65%-156.5pp | 220.34%-196.2pp |
| Employer contribution / active EE | $803 | $3,939-79.6% | $3,689-78.2% | $4,156-80.7% |
| Participant deferral / active EE | $3,436 | $5,500-37.5% | $5,072-32.2% | $6,407-46.4% |
| Admin fee / account holder | $324 | $9,721-96.7% | $8,859-96.3% | $12,270-97.4% |