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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,684 | $211,239-97.8% | $178,528-97.4% | $145,877-96.8% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 8.98% | 30.22%-21.2pp | 27.11%-18.1pp | 551.28%-542.3pp |
| Employer contribution / active EE | $2,649 | $4,570-42.0% | $3,950-32.9% | $4,663-43.2% |
| Participant deferral / active EE | $2,965 | $6,963-57.4% | $6,278-52.8% | $6,691-55.7% |
| Admin fee / account holder | $7,663 | $12,095-36.6% | $10,419-26.5% | $13,402-42.8% |