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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,684 | $211,224-97.8% | $178,505-97.4% | $145,897-96.8% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 8.98% | 30.28%-21.3pp | 27.16%-18.2pp | 552.29%-543.3pp |
| Employer contribution / active EE | $2,649 | $4,577-42.1% | $3,955-33.0% | $4,663-43.2% |
| Participant deferral / active EE | $2,965 | $6,966-57.4% | $6,280-52.8% | $6,689-55.7% |
| Admin fee / account holder | $7,663 | $12,109-36.7% | $10,428-26.5% | $13,390-42.8% |