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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,522 | $154,209-78.3% | $130,062-74.2% | $139,487-76.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 11.83% | 32.52%-20.7pp | -137.37%+149.2pp | 373.84%-362.0pp |
| Employer contribution / active EE | $20,198 | $5,292+281.6% | $4,322+367.3% | $4,755+324.8% |
| Participant deferral / active EE | $14,477 | $6,709+115.8% | $5,821+148.7% | $6,713+115.7% |
| Admin fee / account holder | $372 | $13,988-97.3% | $10,601-96.5% | $11,407-96.7% |