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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,196 | $196,972-91.3% | $182,262-90.6% | $198,609-91.3% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 18.35% | 158.27%-139.9pp | 140.60%-122.2pp | 202.70%-184.4pp |
| Employer contribution / active EE | $4,923 | $5,364-8.2% | $5,046-2.4% | $5,055-2.6% |
| Participant deferral / active EE | $9,481 | $8,643+9.7% | $8,276+14.6% | $6,977+35.9% |
| Admin fee / account holder | $5,325 | $18,429-71.1% | $16,712-68.1% | $19,030-72.0% |