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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,196 | $162,136-89.4% | $152,301-88.7% | $154,746-88.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.35% | 91.02%-72.7pp | 80.50%-62.2pp | 172.34%-154.0pp |
| Employer contribution / active EE | $4,923 | $4,890+0.7% | $4,624+6.4% | $4,379+12.4% |
| Participant deferral / active EE | $9,481 | $8,341+13.7% | $8,004+18.5% | $6,730+40.9% |
| Admin fee / account holder | $5,325 | $15,759-66.2% | $14,398-63.0% | $14,365-62.9% |