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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,452 | $110,337-38.0% | $102,383-33.1% | $145,877-53.1% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 11.58% | 24.83%-13.3pp | 24.94%-13.4pp | 551.28%-539.7pp |
| Employer contribution / active EE | $9,352 | $4,216+121.8% | $3,870+141.6% | $4,663+100.6% |
| Participant deferral / active EE | $2,320 | $5,621-58.7% | $5,060-54.2% | $6,691-65.3% |
| Admin fee / account holder | $25,540 | $9,750+162.0% | $8,391+204.4% | $13,402+90.6% |