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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,352 | $138,114-87.4% | $125,391-86.2% | $134,545-87.1% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -20.10% | 750.88%-771.0pp | 572.41%-592.5pp | 418.37%-438.5pp |
| Employer contribution / active EE | $6,393 | $5,246+21.9% | $4,816+32.7% | $4,742+34.8% |
| Participant deferral / active EE | $8,569 | $7,801+9.8% | $7,448+15.0% | $6,401+33.9% |
| Admin fee / account holder | $2,461 | $11,570-78.7% | $10,009-75.4% | $11,431-78.5% |