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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,764 | $289,211+22.0% | $260,467+35.4% | $198,609+77.6% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 21.57% | 112.90%-91.3pp | 100.60%-79.0pp | 202.70%-181.1pp |
| Employer contribution / active EE | $8,662 | $4,663+85.8% | $4,239+104.4% | $5,055+71.3% |
| Participant deferral / active EE | $15,189 | $6,812+123.0% | $6,319+140.4% | $6,977+117.7% |
| Admin fee / account holder | $3,500 | $16,236-78.4% | $15,461-77.4% | $19,030-81.6% |