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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,764 | $180,749+95.2% | $160,784+119.4% | $137,256+157.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 21.57% | 2234.46%-2212.9pp | 1803.92%-1782.3pp | 220.34%-198.8pp |
| Employer contribution / active EE | $8,662 | $4,155+108.5% | $3,733+132.1% | $4,156+108.4% |
| Participant deferral / active EE | $15,189 | $6,844+121.9% | $6,293+141.4% | $6,407+137.1% |
| Admin fee / account holder | $3,500 | $10,397-66.3% | $9,717-64.0% | $12,270-71.5% |