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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,700 | $51,222-96.7% | $70,544-97.6% | $75,173-97.7% |
| Participation rate | 78.7% | 61.0%+17.8pp | 68.4%+10.4pp | 67.2%+11.5pp |
| Annual return | 30.03% | 30.06%0pp | 32.79%-2.8pp | 160.72%-130.7pp |
| Employer contribution / active EE | $366 | $1,827-80.0% | $2,976-87.7% | $2,671-86.3% |
| Participant deferral / active EE | $851 | $2,850-70.2% | $4,568-81.4% | $4,126-79.4% |
| Admin fee / account holder | $106 | $4,096-97.4% | $6,427-98.4% | $5,651-98.1% |