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| Provider | Service type | Compensation |
|---|---|---|
MAGNOLIA CAPITAL ADVISORS3+ years Filed as: MAGNOLIA CAPITAL ADVISORS LLC Service code 26 4500 I-55 NORTH · JACKSON, MA 39211 | Advisory (Participants) | $185,889 |
SHERIDAN ROAD ADVISORS LLC3+ years Filed as: HUB INTERNATIONAL MIDWEST LTD Service code 13 · EIN 35-0672425 | Contract Administrator | $35,080 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 | Recordkeeping Fees | $25,398 |
LBMC, PC1 year Service code 10 · EIN 62-1199757 | Accounting | $17,000 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,919 |
Filed as: EMPOWER FINANCIAL SERVICES, INC. Service code 59 8515 E ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Shareholder Servicing | $10 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,487 | $53,204+55.0% | $155,556-47.0% | $200,096-58.8% |
| Participation rate | 56.0% | 64.1%-8.1pp | 78.2%-22.2pp | 72.0%-16.0pp |
| Annual return | 15.17% | 41.02%-25.9pp | 64.84%-49.7pp | 34.26%-19.1pp |
| Employer contribution / active EE | $2,706 | $1,850+46.3% | $4,675-42.1% | $3,038-10.9% |
| Participant deferral / active EE | $3,907 | $3,163+23.5% | $5,631-30.6% | $5,090-23.2% |
| Admin fee / account holder | $185 | $186-0.6% | $15,885-98.8% | $269-31.5% |