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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,595 | $138,114-91.6% | $125,391-90.8% | $134,545-91.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 0.00% | 750.88%-750.9pp | 572.41%-572.4pp | 418.37%-418.4pp |
| Employer contribution / active EE | $8,955 | $5,246+70.7% | $4,816+85.9% | $4,742+88.9% |
| Participant deferral / active EE | $13,627 | $7,801+74.7% | $7,448+83.0% | $6,401+112.9% |
| Admin fee / account holder | $1,221 | $11,570-89.4% | $10,009-87.8% | $11,431-89.3% |