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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,129 | $27,826-95.9% | $65,566-98.3% | $71,511-98.4% |
| Participation rate | 68.3% | 57.6%+10.7pp | 64.9%+3.4pp | 67.9%+0.4pp |
| Annual return | 63.38% | 41.56%+21.8pp | 47.40%+16.0pp | 28.86%+34.5pp |
| Employer contribution / active EE | $381 | $1,405-72.9% | $1,692-77.5% | $2,589-85.3% |
| Participant deferral / active EE | $437 | $1,861-76.5% | $2,832-84.6% | $4,291-89.8% |
| Admin fee / account holder | $39 | $3,850-99.0% | $4,114-99.1% | $1,588-97.6% |