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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,255 | $160,028+3.9% | $147,080+13.0% | $145,884+14.0% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 15.83% | 98.60%-82.8pp | 420.17%-404.3pp | 551.85%-536.0pp |
| Employer contribution / active EE | $16,982 | $5,286+221.3% | $4,933+244.2% | $4,662+264.2% |
| Participant deferral / active EE | $9,626 | $8,422+14.3% | $8,066+19.3% | $6,690+43.9% |
| Admin fee / account holder | $878 | $15,030-94.2% | $12,989-93.2% | $13,392-93.4% |