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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,028 | $110,410-83.7% | $102,437-82.4% | $145,897-87.6% |
| Participation rate | 94.1% | 77.9%+16.2pp | 74.5%+19.6pp | 80.3%+13.8pp |
| Annual return | 16.67% | 24.85%-8.2pp | 24.95%-8.3pp | 552.29%-535.6pp |
| Employer contribution / active EE | $2,017 | $4,217-52.2% | $3,871-47.9% | $4,663-56.7% |
| Participant deferral / active EE | $4,530 | $5,622-19.4% | $5,060-10.5% | $6,689-32.3% |
| Admin fee / account holder | $328 | $9,745-96.6% | $8,388-96.1% | $13,390-97.6% |