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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,792 | $82,674-82.1% | $125,381-88.2% | $68,486-78.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -4.99% | -5.97%+1.0pp | 572.31%-577.3pp | -7.85%+2.9pp |
| Employer contribution / active EE | $2,734 | $3,382-19.2% | $4,815-43.2% | $2,597+5.3% |
| Participant deferral / active EE | $7,905 | $6,111+29.4% | $7,448+6.1% | $4,028+96.3% |
| Admin fee / account holder | $1,920 | $6,277-69.4% | $10,007-80.8% | $5,404-64.5% |