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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,682 | $167,353-76.9% | $143,797-73.1% | $134,545-71.2% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -15.05% | 0.48%-15.5pp | -0.04%-15.0pp | 418.37%-433.4pp |
| Employer contribution / active EE | $2,638 | $5,620-53.1% | $4,952-46.7% | $4,742-44.4% |
| Participant deferral / active EE | $7,171 | $6,447+11.2% | $5,638+27.2% | $6,401+12.0% |
| Admin fee / account holder | $452 | $18,096-97.5% | $14,679-96.9% | $11,431-96.1% |