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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,020 | $142,392-55.7% | $119,622-47.3% | $134,532-53.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -14.57% | -12.46%-2.1pp | -14.98%+0.4pp | 418.27%-432.8pp |
| Employer contribution / active EE | $3,668 | $5,224-29.8% | $4,232-13.3% | $4,741-22.6% |
| Participant deferral / active EE | $23,750 | $6,467+267.2% | $5,601+324.1% | $6,401+271.0% |
| Admin fee / account holder | $731 | $13,593-94.6% | $10,328-92.9% | $11,429-93.6% |