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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,691 | $162,136-89.7% | $152,301-89.0% | $154,746-89.2% |
| Participation rate | 87.0% | 84.1%+2.9pp | 82.4%+4.5pp | 80.7%+6.3pp |
| Annual return | 14.34% | 91.02%-76.7pp | 80.50%-66.2pp | 172.34%-158.0pp |
| Employer contribution / active EE | $1,625 | $4,890-66.8% | $4,624-64.9% | $4,379-62.9% |
| Participant deferral / active EE | $1,767 | $8,341-78.8% | $8,004-77.9% | $6,730-73.8% |
| Admin fee / account holder | $744 | $15,759-95.3% | $14,398-94.8% | $14,365-94.8% |