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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,527 | $227,291-64.6% | $214,702-62.5% | $155,188-48.1% |
| Participation rate | 75.0% | 88.0%-13.0pp | 87.5%-12.5pp | 80.8%-5.8pp |
| Annual return | 29.88% | 60.08%-30.2pp | 54.55%-24.7pp | 148.84%-119.0pp |
| Employer contribution / active EE | $6,279 | $6,772-7.3% | $6,461-2.8% | $4,248+47.8% |
| Participant deferral / active EE | $9,112 | $9,582-4.9% | $9,147-0.4% | $6,531+39.5% |
| Admin fee / account holder | $18,995 | $20,413-6.9% | $19,830-4.2% | $14,480+31.2% |