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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,997 | $127,790-39.7% | $106,555-27.7% | $167,536-54.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 5.44% | 33.88%-28.4pp | 26.80%-21.4pp | 478.82%-473.4pp |
| Employer contribution / active EE | $4,892 | $3,428+42.7% | $2,819+73.5% | $4,839+1.1% |
| Participant deferral / active EE | $9,847 | $5,088+93.5% | $4,399+123.9% | $6,342+55.3% |
| Admin fee / account holder | $1,654 | $11,229-85.3% | $7,408-77.7% | $12,315-86.6% |