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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,149 | $176,120-56.2% | $159,487-51.6% | $167,553-54.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 0.50% | 331.95%-331.4pp | 263.71%-263.2pp | 478.89%-478.4pp |
| Employer contribution / active EE | $1,758 | $5,299-66.8% | $4,831-63.6% | $4,840-63.7% |
| Participant deferral / active EE | $400 | $7,752-94.8% | $7,354-94.6% | $6,343-93.7% |
| Admin fee / account holder | $131,698 | $12,561+948.5% | $10,804+1119.0% | $12,316+969.3% |