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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,104 | $142,392-76.0% | $119,622-71.5% | $134,532-74.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -12.13% | -12.46%+0.3pp | -14.98%+2.9pp | 418.27%-430.4pp |
| Employer contribution / active EE | $3,547 | $5,224-32.1% | $4,232-16.2% | $4,741-25.2% |
| Participant deferral / active EE | $3,678 | $6,467-43.1% | $5,601-34.3% | $6,401-42.5% |
| Admin fee / account holder | $492 | $13,593-96.4% | $10,328-95.2% | $11,429-95.7% |