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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,126 | $175,259+57.0% | $149,723+83.8% | $139,487+97.2% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 14.76% | 166.82%-152.1pp | 134.50%-119.7pp | 373.84%-359.1pp |
| Employer contribution / active EE | $4,653 | $5,478-15.1% | $4,821-3.5% | $4,755-2.1% |
| Participant deferral / active EE | $12,736 | $6,522+95.3% | $5,682+124.1% | $6,713+89.7% |
| Admin fee / account holder | $86,033 | $16,158+432.4% | $13,215+551.0% | $11,407+654.2% |