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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,832 | $160,040-87.6% | $147,096-86.5% | $145,877-86.4% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 19.83% | 98.49%-78.7pp | 419.75%-399.9pp | 551.28%-531.5pp |
| Employer contribution / active EE | $1,300 | $5,289-75.4% | $4,936-73.7% | $4,663-72.1% |
| Participant deferral / active EE | $4,280 | $8,429-49.2% | $8,071-47.0% | $6,691-36.0% |
| Admin fee / account holder | $888 | $15,050-94.1% | $13,005-93.2% | $13,402-93.4% |