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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,832 | $159,934-87.6% | $147,005-86.5% | $145,959-86.4% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 19.83% | 98.24%-78.4pp | 418.76%-398.9pp | 561.95%-542.1pp |
| Employer contribution / active EE | $1,300 | $5,287-75.4% | $4,934-73.7% | $4,661-72.1% |
| Participant deferral / active EE | $4,280 | $8,427-49.2% | $8,070-47.0% | $6,689-36.0% |
| Admin fee / account holder | $888 | $15,053-94.1% | $13,006-93.2% | $13,398-93.4% |