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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,542 | $175,259-66.6% | $149,723-60.9% | $139,487-58.0% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 19.69% | 166.82%-147.1pp | 134.50%-114.8pp | 373.84%-354.1pp |
| Employer contribution / active EE | $2,239 | $5,478-59.1% | $4,821-53.6% | $4,755-52.9% |
| Participant deferral / active EE | $5,598 | $6,522-14.2% | $5,682-1.5% | $6,713-16.6% |
| Admin fee / account holder | $0 | $16,158-100.0% | $13,215-100.0% | $11,407-100.0% |