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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,711 | $183,592-72.4% | $155,574-67.4% | $145,877-65.2% |
| Participation rate | 42.9% | 82.7%-39.8pp | 78.2%-35.4pp | 80.3%-37.4pp |
| Annual return | 11.76% | 61.37%-49.6pp | 64.87%-53.1pp | 551.28%-539.5pp |
| Employer contribution / active EE | $1,264 | $5,317-76.2% | $4,676-73.0% | $4,663-72.9% |
| Participant deferral / active EE | $7,026 | $6,466+8.7% | $5,629+24.8% | $6,691+5.0% |
| Admin fee / account holder | $15,144 | $19,316-21.6% | $15,914-4.8% | $13,402+13.0% |