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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,711 | $183,539-72.4% | $155,556-67.4% | $145,897-65.2% |
| Participation rate | 42.9% | 82.7%-39.9pp | 78.2%-35.4pp | 80.3%-37.4pp |
| Annual return | 11.76% | 61.31%-49.5pp | 64.84%-53.1pp | 552.29%-540.5pp |
| Employer contribution / active EE | $1,264 | $5,315-76.2% | $4,675-73.0% | $4,663-72.9% |
| Participant deferral / active EE | $7,026 | $6,467+8.6% | $5,631+24.8% | $6,689+5.0% |
| Admin fee / account holder | $15,144 | $19,275-21.4% | $15,885-4.7% | $13,390+13.1% |