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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,333 | $64,719-79.4% | $112,249-88.1% | $68,486-80.5% |
| Participation rate | 79.5% | 67.2%+12.3pp | 75.1%+4.4pp | 67.9%+11.6pp |
| Annual return | -18.44% | -11.40%-7.0pp | 27.48%-45.9pp | -7.85%-10.6pp |
| Employer contribution / active EE | $1,325 | $2,747-51.7% | $3,636-63.5% | $2,597-49.0% |
| Participant deferral / active EE | $2,016 | $3,565-43.4% | $4,729-57.4% | $4,028-49.9% |
| Admin fee / account holder | $473 | $5,232-91.0% | $6,412-92.6% | $5,404-91.3% |