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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,121 | $129,737-77.6% | $119,126-75.6% | $154,746-81.2% |
| Participation rate | 60.0% | 78.9%-18.9pp | 75.8%-15.8pp | 80.7%-20.7pp |
| Annual return | 22.87% | 379.08%-356.2pp | 282.11%-259.2pp | 172.34%-149.5pp |
| Employer contribution / active EE | $1,133 | $4,375-74.1% | $4,034-71.9% | $4,379-74.1% |
| Participant deferral / active EE | $3,918 | $5,842-32.9% | $5,318-26.3% | $6,730-41.8% |
| Admin fee / account holder | $203 | $11,961-98.3% | $10,693-98.1% | $14,365-98.6% |