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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,990 | $110,212-42.8% | $96,534-34.7% | $139,466-54.8% |
| Participation rate | 57.1% | 78.1%-21.0pp | 76.0%-18.8pp | 80.3%-23.2pp |
| Annual return | 16.80% | 26.42%-9.6pp | 25.88%-9.1pp | 373.66%-356.9pp |
| Employer contribution / active EE | $1,669 | $3,620-53.9% | $2,965-43.7% | $4,754-64.9% |
| Participant deferral / active EE | $1,898 | $5,547-65.8% | $4,851-60.9% | $6,712-71.7% |
| Admin fee / account holder | $3,837 | $11,599-66.9% | $8,253-53.5% | $11,409-66.4% |