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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,816 | $96,388-89.8% | $80,627-87.8% | $139,466-93.0% |
| Participation rate | 33.3% | 73.6%-40.3pp | 67.0%-33.7pp | 80.3%-47.0pp |
| Annual return | 21.79% | 1352.08%-1330.3pp | 936.76%-915.0pp | 373.66%-351.9pp |
| Employer contribution / active EE | $610 | $3,260-81.3% | $2,723-77.6% | $4,754-87.2% |
| Participant deferral / active EE | $945 | $5,224-81.9% | $4,443-78.7% | $6,712-85.9% |
| Admin fee / account holder | $83 | $6,603-98.7% | $5,381-98.5% | $11,409-99.3% |