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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,520 | $108,882+9.8% | $96,754+23.5% | $154,746-22.8% |
| Participation rate | 33.3% | 75.1%-41.7pp | 70.3%-36.9pp | 80.7%-47.4pp |
| Annual return | 26.57% | 98.39%-71.8pp | 82.04%-55.5pp | 172.34%-145.8pp |
| Employer contribution / active EE | $1,242 | $3,018-58.8% | $2,679-53.6% | $4,379-71.6% |
| Participant deferral / active EE | $7,833 | $5,323+47.2% | $4,758+64.6% | $6,730+16.4% |
| Admin fee / account holder | $0 | $10,200-100.0% | $8,905-100.0% | $14,365-100.0% |