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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,918 | $100,203-27.2% | $85,240-14.5% | $145,897-50.0% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 15.39% | 84.28%-68.9pp | 66.75%-51.4pp | 552.29%-536.9pp |
| Employer contribution / active EE | $1,128 | $3,242-65.2% | $2,735-58.8% | $4,663-75.8% |
| Participant deferral / active EE | $3,102 | $5,299-41.5% | $4,527-31.5% | $6,689-53.6% |
| Admin fee / account holder | $0 | $7,265-100.0% | $6,165-100.0% | $13,390-100.0% |