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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,477 | $149,040-95.7% | $120,225-94.6% | $137,256-95.3% |
| Participation rate | 82.4% | 75.4%+6.9pp | 69.6%+12.8pp | 80.0%+2.4pp |
| Annual return | 23.24% | 605.68%-582.4pp | 439.23%-416.0pp | 220.34%-197.1pp |
| Employer contribution / active EE | $0 | $4,350-100.0% | $3,475-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,615 | $4,655-65.3% | $3,999-59.6% | $6,407-74.8% |
| Admin fee / account holder | $364 | $6,348-94.3% | $5,696-93.6% | $12,270-97.0% |