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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,923 | $167,533+82.0% | $151,645+101.1% | $134,545+126.6% |
| Participation rate | 93.8% | 88.4%+5.4pp | 87.5%+6.3pp | 81.2%+12.5pp |
| Annual return | -23.10% | 7.81%-30.9pp | 3.34%-26.4pp | 418.37%-441.5pp |
| Employer contribution / active EE | $11,647 | $6,828+70.6% | $6,165+88.9% | $4,742+145.6% |
| Participant deferral / active EE | $16,618 | $8,985+84.9% | $8,363+98.7% | $6,401+159.6% |
| Admin fee / account holder | $975 | $13,781-92.9% | $11,614-91.6% | $11,431-91.5% |