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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,074 | $22,602-90.8% | $65,583-96.8% | $75,177-97.2% |
| Participation rate | 53.5% | 63.1%-9.6pp | 65.0%-11.5pp | 67.2%-13.7pp |
| Annual return | 20.83% | 71.13%-50.3pp | 47.46%-26.6pp | 160.75%-139.9pp |
| Employer contribution / active EE | $449 | $941-52.3% | $1,692-73.5% | $2,671-83.2% |
| Participant deferral / active EE | $1,169 | $1,695-31.0% | $2,833-58.7% | $4,126-71.7% |
| Admin fee / account holder | $24 | $1,877-98.7% | $4,112-99.4% | $5,651-99.6% |