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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,636 | $169,361-16.4% | $129,397+9.5% | $145,877-2.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.51% | 14395.54%-14381.0pp | 9453.98%-9439.5pp | 551.28%-536.8pp |
| Employer contribution / active EE | $4,828 | $5,542-12.9% | $4,154+16.2% | $4,663+3.5% |
| Participant deferral / active EE | $6,985 | $4,987+40.0% | $4,167+67.6% | $6,691+4.4% |
| Admin fee / account holder | $323 | $9,903-96.7% | $7,679-95.8% | $13,402-97.6% |