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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,636 | $169,356-16.4% | $129,406+9.5% | $145,897-2.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.51% | 14418.62%-14404.1pp | 9468.18%-9453.7pp | 552.29%-537.8pp |
| Employer contribution / active EE | $4,828 | $5,542-12.9% | $4,155+16.2% | $4,663+3.5% |
| Participant deferral / active EE | $6,985 | $4,987+40.1% | $4,167+67.6% | $6,689+4.4% |
| Admin fee / account holder | $323 | $9,915-96.7% | $7,689-95.8% | $13,390-97.6% |