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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,636 | $169,161-16.3% | $129,295+9.5% | $145,959-3.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.51% | 14348.07%-14333.6pp | 9429.28%-9414.8pp | 561.95%-547.4pp |
| Employer contribution / active EE | $4,828 | $5,543-12.9% | $4,157+16.1% | $4,661+3.6% |
| Participant deferral / active EE | $6,985 | $4,989+40.0% | $4,169+67.5% | $6,689+4.4% |
| Admin fee / account holder | $323 | $9,878-96.7% | $7,665-95.8% | $13,398-97.6% |