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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,967 | $201,344-39.4% | $184,243-33.8% | $145,877-16.4% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 211.15% | 29.01%+182.1pp | 28.82%+182.3pp | 551.28%-340.1pp |
| Employer contribution / active EE | $1,581 | $7,022-77.5% | $6,427-75.4% | $4,663-66.1% |
| Participant deferral / active EE | $16,789 | $9,807+71.2% | $9,132+83.8% | $6,691+150.9% |
| Admin fee / account holder | $5 | $16,382-100.0% | $13,914-100.0% | $13,402-100.0% |